Insurance is vital in protecting the financial stability of those you love the most. It is imperative to have insurance to ensure that your loved ones are not left stranded with debts, bills and no income. The insurance needs of clients fall into one or more of the following:
Health (critical illness, medical and travel)
Taxes (intergenerational wealth transfer)
RNS’ provincially licensed coaches will help clients make the decision as to which insurance product best meets their unique personal and familial circumstances. RNS has the in-house expertise necessary to provide home and auto-related insurance services.
Life Insurance is vital in protecting the financial stability of those you love the most, in the event of your death. It is imperative to invest in life Insurance to ensure that your loved ones are not left stranded with debts, bills and no income in the event of your passing. There are several types of life insurance available and we will help you decide which plan suits your needs the best.
To pay off debts and other expenses. In addition to providing income to cover everyday living expenses, your family needs insurance to cover any outstanding debts, like the mortgage, credit cards and car loans. Other expenses include funeral and burial costs that can easily run into the tens of thousands of dollars.
Critical illness means life threatening disease like Cancer, Kidney failure, Major Organ Transplantation, Paralysis, Coma, etc. Critical Illness is an insurance product in which the insurer has to make a lump sum cash payment if the policyholder is diagnosed with any of the specified illnesses.
Disability insurance pays disability benefits as a partial replacement of your income due to certain injuries or illnesses.
Many risks can be effectively covered by life insurance, including: payment of taxes triggered by capital gains; liquidity concerns; fair and equal compensation of heirs; elimination of an estate's debts; cash for family security.